PRESCRIPTION OF THE MONTH

 

Charles Malmquist,
CPCU, ARM, AAI

770.913.1201

Paul Tuggle, CPCU

770.913.1208

Ron Cuen
770.912.1204

John Lowden

770.913.1209
Kevin Chojnacki
770.913.1213

All Professional Liability policies are not the same when it comes to providing coverage for a substitute physician.

Each policy will limit the amount of days per policy term in which you can utilize the services of a locum tenens and have protection afforded under your policy.

Locum tenens protection is not always automatic. Some companies require an application and approval before allowing a substitute physician to work in your place.

Every company will have guidelines as to the “acceptable” circumstances when a locum can be used as well as who can provide services on your behalf.

Do not assume that you or your corporation are fully protected if a locum substitutes for you using their own individual Professional Liability policy.

Understanding your coverage is key.  Read your policy, call your agent, and ask questions about your particular carrier’s guidelines for locums' coverage.

            Coverage for Locum Tenens:
                A Guide for Physicians

900 Ashwood Parkway  |  Suite 100  |  Atlanta, GA 30338  |  Main 770.399.6760  |  Fax 770.399.6647  |  www.potterholden.com

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The information contained above is intended to be illustrative and discusses general insurance issues.  It is not designed to give any specific legal advice pertaining to any specific circumstance.  It is not intended as a policy of insurance, binder, or state of coverage or as an amendment, modification or waiver of the terms and conditions of any policy of insurance.  In every instance, a policy is the only accepted statement of coverage, and it is important to read and understand your policy. Contact your agent if you have questions regarding your coverage.

All original content 2010 Potter-Holden & Company.  No content may be copied, reproduced, published, and/or distributed without the
express permission of Potter-Holden & Company.


   
   

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