PRESCRIPTION OF THE MONTH


Charles Malmquist,
CPCU, ARM, AAI

770.912.1201

Paul Tuggle, CPCU

770.913.1208

Ron Cuen
770.912.1204

John Lowden

770.913.1209

Kevin Chojnacki
770.913.1213

It is mid afternoon and you have just finished lunch. You return to your office, and find your Administrator anxiously awaiting your return. When you ask what is wrong, you are handed the legal papers that were just delivered by certified mail. Panic sets in. You have been served with a lawsuit from one of your long time patients for Medical Malpractice. Unnerved, you ask yourself, What do I do next?” The following is a list of Do’s and Don’ts for you to review in the event you are served with a Medical Malpractice lawsuit.  It is very important to share this information with your staff, as well.

Do:
• Notify your insurance agent or Medical Malpractice carrier the same day you are served with the lawsuit.
• Collect all the relevant medical records involving the patient and
keep them in a secure location.
• Once an attorney has been assigned to your case, be readily available to talk to him or her by providing alternative telephone numbers, such as you cell phone or pager. The attorney is going to
need your cooperation to properly defend you.
• Review the medical records in order to refresh your memory of
the details surrounding the allegation before meeting with your attorney.
• Keep all correspondence you receive from your Medical Malpractice insurance carrier and/or the attorney handling the case, in a secure file.

Don’t:
• Do not discuss the case with anyone (except your attorney or insurance carrier), including the patient or their family, your co-workers, colleagues, friends or family.
• Do not change or dispose of the patient’s
records.
• Do not send the patient’s records to anyone other
than your attorney or insurance carrier.
• Do not rely solely on your attorney to defend you. You need to be actively participating in your defense. Ask questions and expect answers to anything that is
confusing to you.


If you have not yet been involved in a lawsuit, chances are that you will be at some point during your career. The chances are even greater of being
sued if you perform surgery.  Below are a few tips to follow in order to avoid being faced with a lawsuit:

Don’t be afraid to be sympathetic and try to determine a way to make the situation better. While it is important to be careful not to admit fault, sometimes all the patient wants is some empathy shown by their physician.
• Keep your records accurate and legible. The easier it is to decipher what you did, the easier it will be to defend your case.
Open the lines of communication with your patients. If they feel that you care enough to call them back to answer their questions, the more their minds will be put at ease.
Don’t hide from your patients. Often, those answering the phone are “gatekeepers” for the doctors. Give clear guidance to your staff of your expectations on how to handle patients calling to discuss issues.

The hope is that you will never be involved in a Medical Malpractice lawsuit. Unfortunately, we live in a litigious society and lawsuits against physicians are frequent. If you do find yourself being sued by one of your patients, try to refer back to the Do’s and Don’ts. Contact your insurance agent or Medical Malpractice insurance
carrier as soon as possible so they
can start working to defend your case.

If you have any questions about the above information,
please do not hesitate to
contact an agent at Potter-Holden & Company at (770) 399-
6760.

 

                    What to do if served with a
                   Medical Malpractice Lawsuit
                      

900 Ashwood Parkway  |  Suite 100  |  Atlanta, GA 30338  |  Main 770.399.6760  |  Fax 770.399.6647  |  www.potterholden.com

September 2008

Sign up to receive the Prescription of the Month email at www.potterholden.com.

 

The information contained above is intended to be illustrative and discusses general insurance issues.  It is not designed to give any specific legal advice pertaining to any specific circumstance.  It is not intended as a policy of insurance, binder, or state of coverage or as an amendment, modification or waiver of the terms and conditions of any policy of insurance.  In every instance, a policy is the only accepted statement of coverage, and it is important to read and understand your policy. Contact your agent if you have questions regarding your coverage.

All original content 2010 Potter-Holden & Company.  No content may be copied, reproduced, published, and/or distributed without the
express permission of Potter-Holden & Company.


   
   

rx